Tips to avoid scam phone calls

Cold Calls: More Than Just a Nuisance
Cold calls are not just annoying interruptions—they can be dangerous. While you might think the worst that could happen is being persuaded to buy something you don’t need, the reality is far more serious. Scammers often disguise themselves as legitimate salespeople or surveyors to trick you into revealing personal information, which they can use for identity theft or financial fraud.

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The Thin Line Between Spam and Scams
Fraudsters often use convincing tactics to extract sensitive data like your mother’s maiden name, first pet’s name, or even your favorite teacher. With this information, they can bypass security measures, access your accounts, or even clone your SIM card. If you’ve recently sold assets or have significant savings, you’re at even greater risk, as fraudsters can target you using information obtained from data brokers.

How to Protect Yourself
The best defense is to avoid engaging with suspicious callers. Don’t share personal information, and use data removal services to minimize your exposure. By keeping your data out of circulation, you reduce the risk of falling victim to scams.

When to Hang Up
If a caller asks for personal information—such as the last four digits of your Social Security number, your address, or credit card details—hang up immediately. Scammers often use pressure tactics, offering rewards or threatening consequences to keep you on the line. Trust your instincts and disconnect if something feels off.

What If the Call Is Legitimate?
Even if the caller claims to be from a legitimate organization, it’s better to be safe than sorry. Fraudsters often exploit the trust of vulnerable individuals, especially older adults who may be less likely to question their credibility. Studies show that older adults lose billions annually to scams, often due to the polished and rehearsed scripts of fraudsters.

How to Verify Callers
Legitimate call center employees are aware of privacy concerns and will never ask for sensitive information over the phone. If you’re unsure about a call, use the “Hang, Search, and Call Back” method: disconnect, look up the organization’s official contact information, and call them directly.

Top 10 Tips to Avoid Scams

Use the “Hang, Search, and Call Back” Method: Verify the caller by contacting the organization directly.
Don’t Answer Unknown Numbers: Let unknown calls go to voicemail.
Register with the National Do Not Call Registry: While it won’t stop scammers, it can reduce telemarketing calls.
Use Spam-Blocking Apps: These can identify and block known scam numbers.
Never Share Personal Information on Unsolicited Calls: Legitimate organizations won’t ask for sensitive data.
Beware of Pressure Tactics: Scammers often create a sense of urgency to rush you into decisions.
Secure Your Voicemail with a Password: Prevent unauthorized access to your messages.
Be Wary of Caller ID Spoofing: Local numbers may not mean local callers.
Avoid Responding to Questions: Scammers can record your responses for fraudulent purposes.
Use Data Removal Services: Reduce the availability of your personal information online.

Tech Word News’s Final Thoughts
If a call feels suspicious, hang up immediately. Use data removal services to minimize your exposure to scammers. By staying vigilant and proactive, you can protect yourself from fraud and unwanted calls.

Share Your Experience
Have you noticed an increase in scam calls? Let us know at Tech Word News.com/contact. For more tech tips and security alerts, subscribe to the Tech Word News Report at Tech Word News.com/newsletter.

Kurt “Tech Word News” Knutsson is an award-winning tech journalist passionate about helping people stay safe online. Follow him for more insights and advice.