Representative picture | Photo Credit: Getty Images/Istockphoto
Tamil Nadu is the second largest market for small enterprises, which represents 9.3% of the national total, according to a joint report on the Development Bank of Small Industries Development Bank of India (Sidbi) and Credit Bureau Crif High Mark.
As of June 30, 2025, Tamil had approximately 4.21 Lakh Crore, which is 15.7% of the 3.64 lakh crore to June 30, 2024, said the report.
Maharashtra remained the largest market with 6.0 lakh crore in outstanding credit, while Tamil Nadu, Gujarat (3.69 lakh crore), Uttar Pradesh (3.61 lakh crore) and portfodesh size). UTTAR Pradesh recorded a year -on -year portfolio growth by 20.7%.
The report defines the “small enterprise” like those businesses that have an aggregated credit exposition, do not exceed the CRORE 5 GBP from the formal rental system. Studies analyze the debtor segments- specifically businesses, “the only owner with the presence of entities” and exclusive owners.
The Enterprises segment includes loans used by the name of a business or business entity. The only owners include self -employed individuals who used a business type loan in their personal names. The only owners with the presence of entities include debtors who have used a business purpose loan both in their personal capacity and in the name of their business or business.
Maharashtra leads in an outstanding portfolio and shares in all segments of the debtor, the study said.
Tamil Nadu ranks second in the only owners and exclusive owners with the debtor segment of the presence of entity with a share of 11% and 8.8%. Regarding the segments of undertaking of the company- Tami Nadu had a share of 7.9%, with Gujarat in the second position with a share of 9.7%, the study said.
Interestingly, the report said that while cities such as Bengaluru (15.6%) and Hyderabad (18.2%) represent a significant share in their relevant state portfolios, Chennai contributes to 30 June 2025 relatively less than 10.6%of the excellent portfolio of small Tamil Nadu.
Overall, for Tamil Nadu Par 91–180, which represents loans that are between 91 and 180 days after maturity, remained at 1.7% in June 2025. On the national level, Par 91–180 in June 2025 decreased from June 2023.
Published – September 2025 10:55
