Most Americans receiving Social Security retirement benefits will receive their payments in February 2026 as scheduled, with checks and direct deposits issued according to the Social Security Administration’s (SSA) standard calendar.
Millions of recipients are set to receive their monthly Social Security payments on Wednesday (February 11, 2026), although not all are paid on the same day. The timing of the payout depends on the recipient’s date of birth and when they first started receiving benefits.
Social Security Payment Schedule February 2026
If you are receiving regular Social Security benefits (not Supplemental Security Income), your February pay date will be determined as follows:
January 30, 2026 – SSI payments for February
February 3, 2026 – Benefits for those receiving Social Security before May 1997
February 11, 2026 — Birthdays between 1-10
February 18, 2026 — Birthdays between 11-20
February 25, 2026 — Birthdays between the 21st and 31st
February 27, 2026 — SSI payments for March
Who is not receiving Social Security on February 11?
Not all beneficiaries are paid on February 11. People who started receiving Social Security before May 1997 usually receive payments on the third day of each month, regardless of birth date.
In February 2026, these recipients were paid on Tuesday (February 3).
Social Security Benefits in 2026: How Much Will Recipients Get?
Beginning in January 2026, Social Security payments reflect a 2.8% cost-of-living adjustment (COLA). Average monthly benefits are:
Retired workers: $2,074.53
SSDI recipients: $1,633.48
Actual payments vary based on work history, earnings, household income and other eligibility factors.
What is Supplemental Security Income (SSI)?
Supplemental Security Income (SSI) provides monthly payments to older adults and people with disabilities who have limited income and resources. SSI is funded separately from Social Security retirement benefits.
Who is eligible for SSI?
Adults and children may qualify for SSI if they have:
Limited financial resources
Disability, blindness, or age 65 or older
How Much SSI Can You Get in 2026?
The maximum monthly SSI payment for 2026 is:
Your actual payment may be less depending on your income, living conditions and household circumstances.
How income affects SSI payments
For every $2 earned from work, SSI payments are reduced by about $1
For every $1 in non-work income (such as pensions or unemployment), payments are reduced by about $1
If you live with a partner or parents, their income can also reduce your SSI payment.
Living in someone else’s home without paying your fair share of food and housing costs can reduce your SSI benefits by up to $351.33.
Beginning in 2025, adults must generally earn less than $2,019 per month to qualify for SSI.
Why are SSI payments sometimes sent early?
When the first day of the month falls on a weekend or federal holiday, SSI payments are issued in the previous month. As a result:
SSI payments for February 2026 were sent on January 30
SSI payments for March 2026 will be sent on February 27
Full SSI Payment Plan for 2026
According to the SSA calendar, SSI payments will be issued:
January 30 (February payment)
February 27 (payment in March)
September 1 (September payment)
October 1 (payment for October)
October 30 (payment in November)
December 1 (December payment)
How many Americans receive SSI?
Nearly 7.4 million Americans receive SSI payments each month. About one-third of SSI recipients also receive Social Security benefits.