Being good with money does not always help with the demands on health insurance – ask the host of the paisa vaisa anupam Gupta. He has not even been spared fraudsters of insurance and is now wondering whether health insurance is even worth it.
In many contributions on social media, Gupta, who is also an authorized accountant (CA) and the author of The Cousest Owl: Be your own financial planner, point to a coercive and long “investigation” processes for permission of insurance.
Gupta claimed that in order to process his health insurance claims, two “privacy investigators” landed at his threshold and forced it to consider it again if it has “even worth it”. He said it happened on April 7, without prior intimation.
“Have you recently been entitled to health insurance? Have you been asked to provide data on the timeline?
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Private investigators check insurance claims? Yes, it says Ca
Gupta told about his experience with X 9th April and shared: “Two privacy detective investigators came to my house to verify the entitlement to the health insurance we have made. Now I’m wondering if health insurance is worth it. Here’s my story.”
“On Monday, April 7, in the morning, when I was on the call, I got four missed calls. When I called back, I was told: Please leave me in. “There are two of them. He said.
According to Gupta, these investigators demanded the following:
- All documents for our demands. “When we said we had already presented the original health insurance they said, we want copies. Fortunately, we had one set. He took a picture of all the ensemble,” he said.
- Google timeline data that shows this location and time as stated in the claim. “We said that we don’t share Google and we will not be you,” Gupta wrote about demand.
- Credit card statement to demonstrate payment.
- Photographs of the house.
- Call with someone from their agency, who “asked about all possible details and much more about the claim,” Gupta said.
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“The process lasted an hour, now his normal practice”
According to Gupta, the whole process took almost an hour and ended with signed a statement of documents they did not share. He indicated that they felt they had no choice but to comply, and said, “Of course they were polite and apparently agreed with everyone. We need our claim to be approved, right?”
Investigators told them that “all health insurance companies do it” and showed another statement of Gupta on their mobile phone to show that it is now a common industrial practice, he added.
“I really give up. I know that pretend documents come to us naturally, be it false incomes, fake petrol accounts, etc. So the placement of false health insurance companies is for the course, right?” he asked.
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“The insurance company did not provide warnings”
Gupta was sarcastic about getting a previous intimation about visiting his insurance company and said: “My health insurance company was not contacted at all. These guys just landed outside their building. But it is obvious, right?
He added, “I do not clarify the insurance company, because if it is a standard industrial practice, then who to blame? I would sign some T&C in my policy that allows Hercule Poirot and AKP Pradyuman to explore my claim.”
He also asked LinkedIn how “bad things got … that anyone can say that he represents an insurance company and a boat to my house? And if not, then could my claim just refuse?”
The X thread ended with a humorous note and Gupta quoted RBI and said, “Satark Rahiye!” (Stay in alert).
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