In the era marked by aspirive expenditure and consumerism focused on social media, the financial pedagogue and investor AKSHAT have pointed out their disciplined and pragmatic approach to money management. In a detailed post on X, Shrivastava revealed how one basic philosophy helped him save up to 95 percent of his income – despite significant jumps of earnings over the years.
Shrivastava launched its professional journey on a modest monthly salary £10 000. He lived with his parents, used a second -hand mobile phone and held home meals, still managed to postpone aside £1,000- £2,000 each month. He soon built strong economical habits without debt and a simple lifestyle.
His financial trajectory has changed significantly when he landed on the corporate role that offered the year’s package £50 Lakh. However, Shrivastava, rather than increased its expenses in accordance with its income, maintained its modest lifestyle. Continued his life without debt and allegedly saved £20 MAKH per year, most of the most of them in investment in high growth. When these investments began to bring passive income, its way to financial independence accelerated.
Now a family man based in a high -speed city and internationally traveling, Shrivastava claims that he can still save 95 % of his income. It attributes it to one persistent principle: “Don’t buy something once if you can’t afford to buy it twice.”
“This thinking is unexplusable if it is not an increase in increasing,” he wrote in his now viral post.
Shrivastava explained that his approach to personal financing is not related to economy, but about conscious decisions based on values. “Most people give up lifestyle inflation when their intake rises. But I never allowed my lifestyle to inflate faster than my income,” he added.
His contribution resonated broadly and many of them praised his financial discipline and long -term thinking. Others, however, pointed out that such a high level of savings may be unrealistic for many Indians who face stagnant wages and rising life costs.
Yet the roofing report hit the chord. Many users have shared their own experience with impulse purchases and debt traps, emphasizing the importance of financial literacy and restrictions from an early age.
Shrivastava closed its post with a clear news: building wealth not by persecution of trends, but through stable, conscious financial habits. “Save, invest and live under your resources-when you start earning more. You will win this long-term,” he wrote.
(Tagstotranslate) Financial teacher
