Pension fund body EPFO has set the interest rate on Employees’ Pension Fund (EPF) deposits for 2025-26 at 8.25%, keeping the rate unchanged for the second consecutive year
Pension fund body EPFO on Monday (March 2, 2026) fixed the interest rate on employees’ pension fund (EPF) deposits for 2025-26 at 8.25%, keeping the rate unchanged for the second consecutive year, a source said.
In February last year, EPFO retained 8.25% interest rate for the fiscal year 2024-25.
In 2024, the Employees’ Provident Fund Organization (EPFO) slightly increased the interest rate to 8.25% for 2023-24, from 8.15% in 2022-23.
In March 2022, EPFO cut interest on post-retirement deposits for 2021-22 to over four decades to 8.10% for its more than seven million subscribers, from 8.5% in 2020-21.
The rate of 8.10% for 2020–21 was the lowest since 1977–78 when the rate was 8%.
“EPFO’s apex decision-making body Central Board of Trustees (CBT) has decided to grant 8.25% interest rate on EPF for 2025-26 in its meeting on Monday (March 2, 2026),” the source said.
After the CBT’s decision, the interest rate on EPF deposits for 2025-26 will be sent to the Finance Ministry for approval. Once ratified by the government, the interest rate for 2025-26 will be credited to the accounts of more than seven million EPFO subscribers.
EPFO provides the interest rate after it is approved by the government through the finance ministry.
In March 2020, the EPFO cut the interest rate on provident fund deposits to a seven-year low of 8.5% for 2019–20, from 8.65% set for 2018–19.
EPFO provided an interest rate of 8.65% to its subscribers in 2016-17 and 8.55% in 2017-18. The interest rate was slightly higher at 8.8% in 2015-16.
The pension fund authority provided 8.75% interest rate in 2013-14 as well as 2014-15, higher than 8.5% for 2012-13.
The interest rate was 8.25% in 2011-12.
Published – 02 March 2026 15:45 IST
