A Bengaluru-based data engineer sparked conversations online after she shared a detailed breakdown of her monthly income and expenses in a now-viral Instagram video. By posting under the username @thinking.mori, she revealed that she was making money ₹3 million per month and spends a little over ₹2 million for fixed costs and investments.
In the video, she offered a transparent breakdown of her finances. Her monthly rent costs ₹20,000 and she will pay more ₹5000 for household help. The rent includes electricity, water and WiFi, bringing her total basic housing costs to a total of ₹25,000 per month.
EMI for parents flat
A significant part of her expenses goes to repaying the loan for the apartment she bought for her parents. She said she was paying ₹30,000 every month as EMI.
“I know a house is a commitment, but some things are emotional and I wanted to do it for my parents because they’ve done so much for me,” she explained.
Her current household expenses include ₹8000 for groceries and ₹2000 for catering. She also allocates around ₹5,000 every month on various expenses like self care, skin care, gifts, vitamins and body care.
When it comes to subscriptions and fitness, he spends ₹12,000 for a gym membership and personal trainer along with ₹300 for Netflix and Apple TV.
Investment and savings plan
The engineer also detailed his investment strategy and revealed that channels ₹1 lakh into SIPs every month. “I already have a 6-month emergency fund so I’m not putting any money into it at the moment. So my investments at the moment only include SIPs, some gold if it looks good,” the woman added.
In total, her monthly expenses amount to approx ₹2.12 million. This amount does not include travel costs. She revealed that she was spending ₹7 million on travel in 2025.
“There are one-off expenses like the phone or going to a wedding. Oh yeah, I have to save for my own wedding too, so I have to earn money for that too,” she added.
(Disclaimer: This report is based on user generated content from social media. Livemint has not independently verified and does not endorse these claims.)