Ajay Kumar Srivastava said that the demand for loans from enterprises was damaged and is expected to continue this trend. | Photo Credit: Bijoy Ghosh
The first quarter of the first quarter (IOB) in the first quarter increased by 75.57% to 1,111 crore from 633 crore in the same period last year.
“The growth of net profit was caused by various factors, including the growth of net interest income, other income,” said the CEO and CEO of IOB Ajay Kumar Srivastava.
The Bank’s net interest rate increased by 12.50% to 2,746 GBP, while other revenues increased by 43.36% to 1,481 Crore in the first quarter of 2025-2026.
The net interest margin, which was influenced by the reduction in the Reserve Bank of India (RBI), reduced 2 basis points to 3.04% in three months, ending in June 2025 from 3.06% last year.
Nims is normalized to the third or fourth quarter, said Mr. Srivastava.
The total deposits IOB increased by 10.75% to 3.792 Crore 3.792 GBP, while gross progress increased by 14.05% to 2,62,421 crore.
The bank was able to maintain its current accounts and savings accounts (CASA) to 43.78% of the total deposits, said Mr. Sivastava.
The retail book Iob, Agri and MSME, increased by 24.69% to 1.92 597 Crore, which represents 78.92% of its overall progress.
Mr. Srivastava said that credit demand has been subdued and is expected to continue this trend.
The net bank of the bank was 0.32%, while Gross NPA was 1.97% K 30 June 2025.
He also said that the bank in the third or fourth quarter would increase 4,000 Crore by different means, including a qualified institutional placement. This would reduce the share of the Indian government in the bank by 4% of 94%.
The bank is also trying to increase 10,000 GBP Crore through infrastructure bonds, said Mr. Srivastava.
Published – 18 July 2025 21:04
