The Consumer Transport Commission in the GHAZIABAD district ordered to pay the vehicle insurer, the national insurance industry, £1.4 Lakh K Puceet Agarwal, whose Altan car was stolen more than 20 years ago, according to The Economic Times report. In addition to the fine, the Commission ordered a fine £5,000 for the cost of mental agony and litigation.
What is it about?
Agrawal bought the Alta car on March 10, 2003 and financed it through a car loan from ICICI Bank in Jhandawalan, Delhi. Also insured the vehicle for £1.9 Lakh on the same day.
April 6, less than a month later, his car was stolen from Har Ki Pauri in Haridware during a holiday with his family.
Agrawal quickly filed a company and informed the insurer and the bank of theft and expected a smooth insurance requirement process. She stated in the report that all necessary documents had submitted to the insurer by January 2004.
The National Insurance Company rejected its claim, stating that Agrawal did not properly care about his car and parked him dangerously.
Agrawal wrote a national insurance company four times, including May 2, 2005, 24 July 2005, 17th July 2006 and 18 April 2006. However, in return he did not receive any payment or answer.
Subsequently, he appealed to the Consumer disputes committee in the district of Ghaziabad (DCDRC). Initially, the Commission dismissed its petition and the aim of deciding on this matter the lack of jurisdiction.
After the rejection of Ghaziabad DCDRC, Agrawal referred to the State Consumer disputes for remedy (SCDRC) in Lucknow in Uttar Pradesh. In February 2025, more than ten years later, SCDRC determined that Ghaziabad DCDRC is the right power to issue a decision on this issue. In July 2025, Ghaziabad DCDRC issued a decision in favor of Agrawal.
Statement
GHAZIABAD DCDRC ordered payment £1,43 lakh to agarwal, plus £5,000 okay. This amount was 75 % of the insurance value (IDV) from the insured vehicle from 2003 £1.9 lakh. The decision also stated that if the National Insurance Company did not pay this amount within 45 days, a simple interest sentence of 6 % per year will be used until the compensation is fully paid.
(Tagstotranslate) GHAZIABAD District Consumer disputes for compensation
