NRI explains why Indians abroad keep delaying their return: “I will earn 5-8 million…” | Today’s news
A video posted by US-based NRI Nitin has gone viral on social media after he shared his perspective on why many Indians who settle abroad often postpone – or completely abandon – plans to return to India permanently.
In the video, Nitin discussed a common goal among Indians moving overseas: to earn enough money to build substantial savings before eventually moving back to India. However, he argued that reality rarely unfolds according to plan.
Financial goals are constantly moving
Reflecting on his own journey, Nitin said many expatriates begin their lives abroad with a clear financial milestone in mind. The intention is often to return home after accumulating a certain amount of wealth. But as the years go by, those goals often change.
Having lived overseas for 15 years, Nitin explained that rising incomes and better financial stability often make it difficult for people to leave opportunities available abroad.
“I will earn 5-8 million and then come back to India. Brother, it is almost impossible. Today is 15 years for me and every time I think that once I earn 5-8 million and keep it in the bank, I will leave, which is almost impossible,” he said.
Differences in income affect decision-making
Nitin highlighted the stark income disparity between countries such as the United States and India. He noted that even people employed in entry-level or gig economy jobs in the U.S. can earn several thousand dollars each month.
According to him, after meeting essential expenses such as housing, insurance and utility bills, many workers are still able to save a significant amount to support family members in India.
He contrasted this with the Indian job market, where comparable positions typically offer much lower pay. As a result, individuals who have adapted to higher income and stronger purchasing power abroad often find it difficult to justify returning.
Debate on the “return to India” dream.
The video resonated with many members of the Indian diaspora and reignited the debate surrounding the long-discussed “Return to India” plan.
A few overseas professionals claimed that even the savings corpus ₹5 million crowns ₹8 crore may no longer be enough to ensure long-term financial comfort in India, citing rising real estate prices, rising living costs and rising private education costs.
But others said money is not the only factor influencing such decisions. Many NRIs eventually decide to return to spend more time with aging parents, reconnect with their roots, and take advantage of the social and family support systems available in India.
(This report is based on user-generated content from social media. Livemint has not independently verified and does not endorse these claims.)
