Public Holiday Today, October 17: Are SBI, HDFC Bank and other banks closed on Saturday, Maha Saptami?

Banks in most states are open today, October 17, 2026, as it is the third Saturday of the month. However, banks in Tripura remain closed due to Maha Saptami.

As per the guidelines laid down by the Reserve Bank of India (RBI), all scheduled and non-scheduled banks observe mandatory closure on every second and fourth Saturday and also every Sunday of the month. This means that customers will not be able to access branch services on these days.

There are four Sundays this month, so banks will be closed on October 4th, 11th, 18th and 24th. In addition to Sundays, banks will also be closed on October 10 (second Saturday) and October 24 (fourth Saturday).

Apart from second Saturdays and Sundays, banks will remain closed for several days in October during the holidays.

RBI Holidays Calendar for October 2026

October 2 (Mahatma Gandhi Jayanti): public holiday. Banks across the country will remain closed.

October 10 (Mahalaya Amavasye): Banks will be closed in Bengaluru and Kolkata.

October 17 (Maha Saptami): Banks will remain closed in Agartala.

October 19 (Dussehra/Maha Navami/Ayutha Pooja/Durga Puja): Branches will be closed in Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi and Shillong.

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October 20 (Dussehra/Vijaya Dashmi/Mahanavami): Banks in most major cities will remain closed, except in Gangtok and Imphal.

October 21 (Vijaya Dasami/Durga Puja): Branches will be closed in Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata and Thiruvananthapuram.

October 22 and 23 (Durga Puja/Dasain): Banks will remain closed in Gangtok.

October 26 (Laxmi Puja/Accession Day/Maharishi Valmiki’s Birthday): Branches will be closed in Agartala, Chandigarh, Jammu, Shimla and Srinagar.

October 29 (Karva Chauth): Banks in Shimla will remain closed.

31 October (Sardar Vallabhbhai Patel’s birthday): Banks in Ahmedabad will be closed.

Customers are also advised to check with their local bank branches for the exact validity of the holiday.

Banking services that remain open even during holidays

Meanwhile, basic banking services remain open across the country despite physical branch closures. Check which services are available on public holidays:

Online banking services: During public holidays, online banking services remain available across the country to ensure 24/7 access. Customers can use these services for convenient financial transactions.

UPI: An individual can use UPI or the respective bank’s app to make payments and receive money from others. These services work 24/7 whether the banks are open or not. It may occasionally be down for scheduled maintenance, which the banks will notify you of.

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NEFT/RTGS Transfer: In addition, requests for fund transfer can be made using NEFT/RTGS Transfer Forms, Bill of Exchange Request Forms and Check Book Forms.

Credit, debit card: In addition to these options, credit, debit and ATM cards can also be obtained through card services. Services such as account maintenance forms, setting up standing orders and requesting a locker are also available.