An 88 -year -old woman from India, who attended Canada for a six -month -old super visa, was hospitalized with severe respiratory complications and faced a stunning account for a $ 96,000 hospital (USD ( £57 Lakh), although it has a fuse.
Alice John arrived in Brampton in Ontario in January 2024 to spend time with her son Joseph Christy, who was excited to visit her. What was supposed to be a joyful family meeting, however, turned when it required urgent medical care CTV News.
“She began to have symptoms of coughing, shortness of breath and fever,” her son Christ said. Alice’s breathing problems began when she was in Hamilton, who visited her daughter. It was admitted to Hamilton General Hospital.
During its three -day hospitalization, Alice had to be located to support the fan.
The family secured the Super Visa Travel Insurance Fuse from Manulife and offered to cover up to $ 100,000. After John’s treatment, however, their claim was rejected, and the insurer quoted the existing situation as a reason for rejection.
“Within this policy, you are not entitled to cover if you have been diagnosed with urban heart failure,” the family said.
Christy said it came as a complete shock. “The term congestive heart failure has never returned in any of its regulations by three years.”
After rejecting the claim, the family was informed that they would be responsible for covering the complete cost of John’s hospitalization – a stunning $ 96,311.
“We felt really disappointed and we felt disappointed,” Christy said.
The family chose a basic insurance policy that did not require a medical questionnaire. Questions regarding existing conditions are usually carried out only after the person is looking for medical treatment.
The family insisted that she did not know about any heart condition in John’s medical history and believed that there was supervision.
Although the claim was originally rejected, Manulife decided to re -evaluate this case after contact with CTV News for statements. After review, they decided to approve this claim and release Alice and her family £57 Lakh financial burden.
“Sometimes there are unique situations where the interpretation of the medical ensemble does not compare with the contract. We have approached closer and, given the circumstances, will pay the right,” said Manulife spokesman. “We have announced the parties and now we are starting the payment process.”
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